D'CENT App Terms and Conditions — Version History

Please read the following terms and conditions carefully. By accessing or using our D'CENT app service, you hereby agree to be bound by the terms and all other terms incorporated herein by reference. If you do not expressly agree with all of the terms and conditions, then please do not access or use our D'CENT app service. These terms and conditions are effective from November 20, 2025.

Acceptance of Terms and Conditions

The following terms of conditions constitutes a legally binding agreement that governs the relationship between the user (hereinafter referred to as the "User") and IoTrust Co., Ltd. (hereinafter referred to as the "Service Provider"), pertaining to the use of all services (hereinafter referred to as the "Services") provided through the D'CENT app service, or any interaction between the User and the Service Provider, or any potential interactions involving other individuals in connection with the Services.

Effectiveness and Amendment of the Terms and Conditions

These terms and conditions apply to all users who wish to use this service. The contents of these terms and conditions are disclosed to customers through the D'CENT App service screen or by other means, and they take effect when customers who have agreed to them sign up for, use, or purchase the service. The service provider may amend these terms and conditions when deemed necessary, and when the service provider amends the terms and conditions, they provide notice at least seven days before the effective date with the specific effective date and reasons for the change.

However, when amending the terms and conditions to the detriment of users, they provide notice at least 30 days before the effective date and send individual notices to users via E-Mail. If a user has not provided contact information or has not modified it after the change, the individual notice is considered as having been given.

When the service provider announces or notifies changes to the terms and conditions, if the user does not agree to the revised terms, the user must discontinue using the service and should not continue to use it.

General Information

These terms and conditions constitute the entire agreement between the user and the service provider and applies to the use of the services provided by the service provider. It supersedes any previous versions of the terms and conditions related to the user's use of the service and the service provider. You may also be subject to additional terms of use that apply when you use or purchase specific services, affiliated services, or third-party content or software provided by the service provider.

To order and use the D'CENT Hardware Wallet from the D'CENT website, the user must be at least 20 years old (18 years old for Koreans) and have the legal capacity to sign the contract. Additionally, the user has the responsibility to determine and select products that suit their needs.

Applicable Law

Users and the service provider agree that their relationship is governed by the laws of the Republic of Korea, regardless of conflicts with legal provisions. Any disputes arising between the parties in connection with all claims, actions, causes of action, and contract terms shall be brought before the courts of the Republic of Korea.

Intellectual Property Rights and Trademarks

The service provider is the sole owner of all intellectual property rights related to the product (D'CENT) and the website and App. Any contents presented or made available by the service provider in the future, such as text, logos, images, digital downloads, and data compilations, are the property of IoTrust and are protected by Korean and international intellectual property law. IoTrust's and/or D'CENT trademarks and logos shall not be used for products or services that are not owned by the service provider, or in any way that could cause confusion in public or in any way that disparages or discredits the service provider. Accordingly, the user agrees not to reproduce, represent, extract, and use any or all of the service provider's trademarks, logos, website or product.

The service provider grants personal, non-transferable, non-exclusive, and worldwide license to use the software associated with the product. This license is exclusively intended to enable the user to use the product and benefit from the related features. The user shall not copy, modify, distribute, sell or rent any or all of the software that is part of D'CENT. Similarly, the user shall not decompile or attempt to extract the source code of such software, except in cases where the right to decompile is authorized by law and within the limits set by the law, or where the user has obtained written authorization from the service provider to do so. The foregoing does not apply to the use of open source software that is under open source license used by the product.

Use of the Service

The D'CENT Wallet is a self-custody, non-custodial wallet, allowing users to independently manage their cryptographic asset private keys. The wallet does not store users' private keys on the company's servers, and the D'CENT Wallet does not access the user's private key. The company provides users with a convenient and secure method to use and manage private keys derived from 24 recovery words.

The following services are provided to users:

• • Secure usage guidelines for safeguarding cryptographic assets with private keys.
• • Management of cryptographic asset accounts: wallet address generation, balance checking, and account details.
• • Sending/receiving cryptographic assets and reviewing transaction history.
• • D'CENT hardware firmware updates.
• • Installation and removal of device applications (bridge program) for updating D'CENT hardware (available at the D'CENT firmware update site: https://dcentwallet.com/support/FirmwareUpdate).
• • NFT management: viewing lists of owned NFTs, sending/receiving NFTs.
• • Browsing blockchain services through the DApp browser, adding favorites, and accessing third-party services via wallet connection.
• • Integration with third-party service providers offering cryptocurrency exchange, swapping, and purchase services.
• • Membership registration on the portal site (available at the D'CENT portal site: https://portal.dcentwallet.com/).

Supported Types of Cryptographic Assets

The D'CENT Wallet exclusively supports specific types of cryptographic assets. The list of supported cryptographic assets can be found on the D'CENT official website, and it is subject to change at the discretion of the service provider.

Service Availability

The service provider reserves the right to temporarily or indefinitely alter, update, or discontinue the service for various operations, including but not limited to firmware and software updates, maintenance, server modifications, bug fixes, and other tasks. Every reasonable effort will be made to avoid service disruptions. Advance notice will be provided for significant service interruptions.

In the event that the user encounters issues with the cryptographic assets they hold or if transactions on the cryptographic asset network are interrupted due to government policies or other equivalent reasons, the service provider may suspend the sending and receiving services for the cryptographic assets available to users. Advance notice will be provided for significant service interruptions.

The service provider does not guarantee proper functionality when users install or use programs or applications that do not adhere to the specifications and technical standards of the D'CENT Wallet.

In the event of service unavailability or temporary suspension, users have the option to recover their private keys at any time using the 24 recovery words with a compatible wallet.

Service Provider's Warranty and Disclaimer

The service provider will use reasonable technical measures and care to allow users to access the service in accordance with the current terms of use.

However, the service provider does not guarantee that access and functionality will not be interrupted or that there will be no delays, failures, errors, omissions, damage, or loss of transmitted information. The service is provided "as is," without any kind of warranty, whether explicit or implied, and is provided without any implied warranties of merchantability, reliability, or fitness for a particular purpose.

To the extent permitted by law, the service provider is not liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to property damage, data, and other intangible asset loss, arising from the following reasons:

(1) Loss due to the use or inability to use the service.

(2) Loss due to changes to the service or the temporary interruption or termination of the service.

(3) Loss due to user transmissions or unauthorized access to data or alteration of data.

(4) Loss due to deletion, damage, or storage and/or transmission failure of user transmissions or data, within or through the service.

(5) Other damages related to any issues with the service, including but not limited to the following circumstances:

• • Acts of God, war, natural disasters, or other uncontrollable situations.
• • Compliance with administrative measures and orders, whether factual or legal, by government agencies.
• • Service failures by telecommunications service providers, including facilities-based telecommunications business entity under the Telecommunications Business Act.
• • Service disruptions caused by defects in outsourced systems beyond the control of the service provider, or due to user-side causes.
• • Server disruptions due to sudden increases in website and app access, and other factors.
• • Network issues (e.g., Bitcoin network) of individual cryptocurrencies within the service and errors in API services (e.g., blockchain services).

Third-Party Services

The service provider may integrate and/or provide access to services offered by third parties. For instance, services involving the purchase, sale, and exchange of cryptocurrencies are third-party services. Users acknowledge that the service provider is not responsible for their use of third-party services and agree to be bound by the separate terms and conditions of these third-party services.

To facilitate easy reference, we have compiled a list of links to the terms of use for third-party services below. It is the user's responsibility to review and understand the applicable terms of use before using third-party services.

• • Moonpay
• • Simplex
• • Topper
• • Changelly
• • ChangeNow
• • 1inch
• • Exolix
• • Sushi Swap
• • Swap scanner
• • Butter Swap
• • Doppler Finance

Disclaimer Regarding Third-Party Services

D'CENT shall not be responsible for any issues related to the content, accuracy, security, availability, performance, or operation of third-party services, or any problems arising from the use of third-party services. D'CENT does not guarantee that access to third-party services will not be interrupted or that there will be no delays, failures, errors, omissions, corruption, or loss of transmitted information, data, or funds.

D'CENT disclaims any responsibility for such third-party services. Users agree that they assume all responsibility for the risks associated with the use of third-party services. It is the user's responsibility to review the terms and policies of third parties before using their services. Third-party services may not support all languages and may not be available or suitable in specific locations.

If a user decides to use such third-party services, they are solely responsible for complying with applicable laws regarding the use of those services, including but not limited to blocking access to such third-party services, up to and including D'CENT Wallet, if the third-party partner does not comply with applicable laws. D'CENT retains the exclusive right to delay, remove, or cancel the availability of third-party services for any reason without prior notice.

Personal Information

Some third-party services may request or require access to the user's personal information. The processing of such personal information is subject to the privacy policy and best practices of the company providing the third-party service.

Issues Arising from Third-Party Services

Third-party services may not be adequately compatible with the user's software, D'CENT Wallet, or D'CENT devices. Since third-party services are not provided or operated by D'CENT, issues arising from third-party services may not be supported by the service provider. If you have questions or concerns about the operation of third-party services or require assistance, please contact the company providing the third-party service directly.

Decentralized Financial Applications

Certain third-party services may be operated by undisclosed entities but can be directly accessed by users through interaction with one or more programs (i.e., "smart contracts") deployed on the user's wallet and the blockchain network. By using these services, users can benefit from various services (e.g., cryptocurrency exchanges) without the need to disclose personal information to intermediaries.

By using such third-party services, users acknowledge that the use of these services may not be subject to the terms of service and may not be governed by any contractual relationship with the third party operating the service. If you decide to use such third-party services, you acknowledge that the service provider has no responsibility for any issues related to the use of those services, including potential financial losses.

Fees

When using specific third-party services, transaction fees and/or other charges imposed by the third-party service may apply. In addition to such fees, the service provider reserves the right to charge fees ("D'CENT Fees") for providing secure and seamless access through D'CENT Wallet to enable the use of third-party services. D'CENT Fees may be directly charged to the user or indirectly incurred by the user through payment by the third party to D'CENT, provided that it is already included in the third-party fees. In this case, the service provider will clearly display all applicable fees.

User Responsibility

The responsibility for using, storing, and backing up information and data related to cryptocurrency assets lies entirely with the user. The user is solely responsible for maintaining the confidentiality of their personal information (password, recovery words, PIN code, and biometric data, among other confidential information for asset protection). The user agrees to protect their personal access to their accounts while using the products and services, and this applies to their computers, phones, and other devices. To the extent permitted by law, the user agrees to be responsible for all activities performed on their accounts. The user must take the necessary steps to ensure that own personal information is kept confidential.

As the service provider operates a non-custodial service and does not store or have access to the user's cryptocurrency or private keys. The service provider cannot access or store passwords, recovery words, PIN codes, biometric data, or any other credentials associated with the user's service usage. The service provider cannot provide assistance in recovering user credentials.

Therefore, it is the user's sole responsibility to remember, store, and secure their credentials in a safe place that is not easily accessible to others. If a third party gains knowledge of any of the user's recovery words, PIN, biometric data, or password, they may gain control over the private key associated with the D'CENT wallet and potentially steal cryptocurrency assets. In such cases, the user and the service provider may not be able to recover the stolen cryptocurrency assets.

When using the D'CENT app to send and receive cryptocurrency, the user must accurately verify the type of cryptocurrency and the address. In the event of an erroneous transfer, the service provider is not liable for any damages or recovery support unless the service provider, at its reasonable discretion, determines that recovery support for the erroneous transfer is technically and economically feasible. In such cases, the service provider will inform the requesting user in advance and may charge a reasonable recovery cost.

Notice to the Users

The primary communication channel with service users is through the buyer's email information during the product purchase process. In the case of notifications to an unspecified group of users, the service provider may choose to post the notification on the "D'CENT website," D'CENT app, or D'CENT Official Website (https://www.dcentwallet.com/) for a period of more than one week instead of individual notifications. However, for matters that significantly impact user transactions, individual notifications will be made when personal information such as email and contact details is available.

Violations

Please report any and all violations of these terms and conditions to IoTrust as follows:

IoTrust Co., Ltd
747, Seolleung-ro, Gangnam-gu, Seoul, 06056, Korea
Email: contact@iotrust.kr

The End.

Please read the following terms and conditions carefully. By accessing or using our D'CENT app service, you hereby agree to be bound by the terms and all other terms incorporated herein by reference. If you do not expressly agree with all of the terms and conditions, then please do not access or use our D'CENT app service. These terms and conditions are effective from October 3, 2024.

Acceptance of Terms and Conditions

The following terms of conditions constitutes a legally binding agreement that governs the relationship between the user (hereinafter referred to as the "User") and IoTrust Co., Ltd. (hereinafter referred to as the "Service Provider"), pertaining to the use of all services (hereinafter referred to as the "Services") provided through the D'CENT app service, or any interaction between the User and the Service Provider, or any potential interactions involving other individuals in connection with the Services.

Effectiveness and Amendment of the Terms and Conditions

These terms and conditions apply to all users who wish to use this service. The contents of these terms and conditions are disclosed to customers through the D'CENT App service screen or by other means, and they take effect when customers who have agreed to them sign up for, use, or purchase the service. The service provider may amend these terms and conditions when deemed necessary, and when the service provider amends the terms and conditions, they provide notice at least seven days before the effective date with the specific effective date and reasons for the change.

However, when amending the terms and conditions to the detriment of users, they provide notice at least 30 days before the effective date and send individual notices to users via E-Mail. If a user has not provided contact information or has not modified it after the change, the individual notice is considered as having been given.

When the service provider announces or notifies changes to the terms and conditions, if the user does not agree to the revised terms, the user must discontinue using the service and should not continue to use it.

General Information

These terms and conditions constitute the entire agreement between the user and the service provider and applies to the use of the services provided by the service provider. It supersedes any previous versions of the terms and conditions related to the user's use of the service and the service provider. You may also be subject to additional terms of use that apply when you use or purchase specific services, affiliated services, or third-party content or software provided by the service provider.

To order and use the D'CENT Hardware Wallet from the D'CENT website, the user must be at least 20 years old (18 years old for Koreans) and have the legal capacity to sign the contract. Additionally, the user has the responsibility to determine and select products that suit their needs.

Applicable Law

Users and the service provider agree that their relationship is governed by the laws of the Republic of Korea, regardless of conflicts with legal provisions. Any disputes arising between the parties in connection with all claims, actions, causes of action, and contract terms shall be brought before the courts of the Republic of Korea.

Intellectual Property Rights and Trademarks

The service provider is the sole owner of all intellectual property rights related to the product (D'CENT) and the website and App. Any contents presented or made available by the service provider in the future, such as text, logos, images, digital downloads, and data compilations, are the property of IoTrust and are protected by Korean and international intellectual property law. IoTrust's and/or D'CENT trademarks and logos shall not be used for products or services that are not owned by the service provider, or in any way that could cause confusion in public or in any way that disparages or discredits the service provider. Accordingly, the user agrees not to reproduce, represent, extract, and use any or all of the service provider's trademarks, logos, website or product.

The service provider grants personal, non-transferable, non-exclusive, and worldwide license to use the software associated with the product. This license is exclusively intended to enable the user to use the product and benefit from the related features. The user shall not copy, modify, distribute, sell or rent any or all of the software that is part of D'CENT. Similarly, the user shall not decompile or attempt to extract the source code of such software, except in cases where the right to decompile is authorized by law and within the limits set by the law, or where the user has obtained written authorization from the service provider to do so. The foregoing does not apply to the use of open source software that is under open source license used by the product.

Use of the Service

The D'CENT Wallet is a self-custody, non-custodial wallet, allowing users to independently manage their cryptographic asset private keys. The wallet does not store users' private keys on the company's servers, and the D'CENT Wallet does not access the user's private key. The company provides users with a convenient and secure method to use and manage private keys derived from 24 recovery words.

The following services are provided to users:

• • Secure usage guidelines for safeguarding cryptographic assets with private keys.
• • Management of cryptographic asset accounts: wallet address generation, balance checking, and account details.
• • Sending/receiving cryptographic assets and reviewing transaction history.
• • D'CENT hardware firmware updates.
• • Installation and removal of device applications (bridge program) for updating D'CENT hardware (available at the D'CENT firmware update site: https://dcentwallet.com/support/FirmwareUpdate).
• • NFT management: viewing lists of owned NFTs, sending/receiving NFTs.
• • Browsing blockchain services through the DApp browser, adding favorites, and accessing third-party services via wallet connection.
• • Integration with third-party service providers offering cryptocurrency exchange, swapping, and purchase services.
• • Membership registration on the portal site (available at the D'CENT portal site: https://portal.dcentwallet.com/).

Supported Types of Cryptographic Assets

The D'CENT Wallet exclusively supports specific types of cryptographic assets. The list of supported cryptographic assets can be found on the D'CENT official website, and it is subject to change at the discretion of the service provider.

Service Availability

The service provider reserves the right to temporarily or indefinitely alter, update, or discontinue the service for various operations, including but not limited to firmware and software updates, maintenance, server modifications, bug fixes, and other tasks. Every reasonable effort will be made to avoid service disruptions. Advance notice will be provided for significant service interruptions.

In the event that the user encounters issues with the cryptographic assets they hold or if transactions on the cryptographic asset network are interrupted due to government policies or other equivalent reasons, the service provider may suspend the sending and receiving services for the cryptographic assets available to users. Advance notice will be provided for significant service interruptions.

The service provider does not guarantee proper functionality when users install or use programs or applications that do not adhere to the specifications and technical standards of the D'CENT Wallet.

In the event of service unavailability or temporary suspension, users have the option to recover their private keys at any time using the 24 recovery words with a compatible wallet.

Service Provider's Warranty and Disclaimer

The service provider will use reasonable technical measures and care to allow users to access the service in accordance with the current terms of use.

However, the service provider does not guarantee that access and functionality will not be interrupted or that there will be no delays, failures, errors, omissions, damage, or loss of transmitted information. The service is provided "as is," without any kind of warranty, whether explicit or implied, and is provided without any implied warranties of merchantability, reliability, or fitness for a particular purpose.

To the extent permitted by law, the service provider is not liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to property damage, data, and other intangible asset loss, arising from the following reasons:

(1) Loss due to the use or inability to use the service.

(2) Loss due to changes to the service or the temporary interruption or termination of the service.

(3) Loss due to user transmissions or unauthorized access to data or alteration of data.

(4) Loss due to deletion, damage, or storage and/or transmission failure of user transmissions or data, within or through the service.

(5) Other damages related to any issues with the service, including but not limited to the following circumstances:

• • Acts of God, war, natural disasters, or other uncontrollable situations.
• • Compliance with administrative measures and orders, whether factual or legal, by government agencies.
• • Service failures by telecommunications service providers, including facilities-based telecommunications business entity under the Telecommunications Business Act.
• • Service disruptions caused by defects in outsourced systems beyond the control of the service provider, or due to user-side causes.
• • Server disruptions due to sudden increases in website and app access, and other factors.
• • Network issues (e.g., Bitcoin network) of individual cryptocurrencies within the service and errors in API services (e.g., blockchain services).

Third-Party Services

The service provider may integrate and/or provide access to services offered by third parties. For instance, services involving the purchase, sale, and exchange of cryptocurrencies are third-party services. Users acknowledge that the service provider is not responsible for their use of third-party services and agree to be bound by the separate terms and conditions of these third-party services.

To facilitate easy reference, we have compiled a list of links to the terms of use for third-party services below. It is the user's responsibility to review and understand the applicable terms of use before using third-party services.

• • Moonpay
• • Simplex
• • Topper
• • Changelly
• • ChangeNow
• • 1inch
• • OKX Swap / Cross Chain

Disclaimer Regarding Third-Party Services

D'CENT shall not be responsible for any issues related to the content, accuracy, security, availability, performance, or operation of third-party services, or any problems arising from the use of third-party services. D'CENT does not guarantee that access to third-party services will not be interrupted or that there will be no delays, failures, errors, omissions, corruption, or loss of transmitted information, data, or funds.

D'CENT disclaims any responsibility for such third-party services. Users agree that they assume all responsibility for the risks associated with the use of third-party services. It is the user's responsibility to review the terms and policies of third parties before using their services. Third-party services may not support all languages and may not be available or suitable in specific locations.

If a user decides to use such third-party services, they are solely responsible for complying with applicable laws regarding the use of those services, including but not limited to blocking access to such third-party services, up to and including D'CENT Wallet, if the third-party partner does not comply with applicable laws. D'CENT retains the exclusive right to delay, remove, or cancel the availability of third-party services for any reason without prior notice.

Personal Information

Some third-party services may request or require access to the user's personal information. The processing of such personal information is subject to the privacy policy and best practices of the company providing the third-party service.

Issues Arising from Third-Party Services

Third-party services may not be adequately compatible with the user's software, D'CENT Wallet, or D'CENT devices. Since third-party services are not provided or operated by D'CENT, issues arising from third-party services may not be supported by the service provider. If you have questions or concerns about the operation of third-party services or require assistance, please contact the company providing the third-party service directly.

Decentralized Financial Applications

Certain third-party services may be operated by undisclosed entities but can be directly accessed by users through interaction with one or more programs (i.e., "smart contracts") deployed on the user's wallet and the blockchain network. By using these services, users can benefit from various services (e.g., cryptocurrency exchanges) without the need to disclose personal information to intermediaries.

By using such third-party services, users acknowledge that the use of these services may not be subject to the terms of service and may not be governed by any contractual relationship with the third party operating the service. If you decide to use such third-party services, you acknowledge that the service provider has no responsibility for any issues related to the use of those services, including potential financial losses.

Fees

When using specific third-party services, transaction fees and/or other charges imposed by the third-party service may apply. In addition to such fees, the service provider reserves the right to charge fees ("D'CENT Fees") for providing secure and seamless access through D'CENT Wallet to enable the use of third-party services. D'CENT Fees may be directly charged to the user or indirectly incurred by the user through payment by the third party to D'CENT, provided that it is already included in the third-party fees. In this case, the service provider will clearly display all applicable fees.

User Responsibility

The responsibility for using, storing, and backing up information and data related to cryptocurrency assets lies entirely with the user. The user is solely responsible for maintaining the confidentiality of their personal information (password, recovery words, PIN code, and biometric data, among other confidential information for asset protection). The user agrees to protect their personal access to their accounts while using the products and services, and this applies to their computers, phones, and other devices. To the extent permitted by law, the user agrees to be responsible for all activities performed on their accounts. The user must take the necessary steps to ensure that own personal information is kept confidential.

As the service provider operates a non-custodial service and does not store or have access to the user's cryptocurrency or private keys. The service provider cannot access or store passwords, recovery words, PIN codes, biometric data, or any other credentials associated with the user's service usage. The service provider cannot provide assistance in recovering user credentials.

Therefore, it is the user's sole responsibility to remember, store, and secure their credentials in a safe place that is not easily accessible to others. If a third party gains knowledge of any of the user's recovery words, PIN, biometric data, or password, they may gain control over the private key associated with the D'CENT wallet and potentially steal cryptocurrency assets. In such cases, the user and the service provider may not be able to recover the stolen cryptocurrency assets.

When using the D'CENT app to send and receive cryptocurrency, the user must accurately verify the type of cryptocurrency and the address. In the event of an erroneous transfer, the service provider is not liable for any damages or recovery support unless the service provider, at its reasonable discretion, determines that recovery support for the erroneous transfer is technically and economically feasible. In such cases, the service provider will inform the requesting user in advance and may charge a reasonable recovery cost.

Notice to the Users

The primary communication channel with service users is through the buyer's email information during the product purchase process. In the case of notifications to an unspecified group of users, the service provider may choose to post the notification on the "D'CENT website," D'CENT app, or D'CENT Official Website (https://www.dcentwallet.com/) for a period of more than one week instead of individual notifications. However, for matters that significantly impact user transactions, individual notifications will be made when personal information such as email and contact details is available.

Violations

Please report any and all violations of these terms and conditions to IoTrust as follows:

IoTrust Co., Ltd
747, Seolleung-ro, Gangnam-gu, Seoul, 06056, Korea
Email: contact@iotrust.kr

The End.

[Terms and Conditions from December 11, 2023 to October 2, 2024]

Please read the following terms and conditions carefully. By accessing or using our D'CENT app service, you hereby agree to be bound by the terms and all other terms incorporated herein by reference. If you do not expressly agree with all of the terms and conditions, then please do not access or use our D'CENT app service. These terms and conditions were first applied on October 15, 2018 and current terms and conditions are effective from December 11, 2023.

Acceptance of Terms and Conditions

The following terms of conditions constitutes a legally binding agreement that governs the relationship between the user (hereinafter referred to as the "User") and IoTrust Co., Ltd. (hereinafter referred to as the "Service Provider"), pertaining to the use of all services (hereinafter referred to as the "Services") provided through the D'CENT app service, or any interaction between the User and the Service Provider, or any potential interactions involving other individuals in connection with the Services.

Effectiveness and Amendment of the Terms and Conditions

These terms and conditions apply to all users who wish to use this service. The contents of these terms and conditions are disclosed to customers through the D'CENT App service screen or by other means, and they take effect when customers who have agreed to them sign up for, use, or purchase the service. The service provider may amend these terms and conditions when deemed necessary, and when the service provider amends the terms and conditions, they provide notice at least seven days before the effective date with the specific effective date and reasons for the change. However, when amending the terms and conditions to the detriment of users, they provide notice at least 30 days before the effective date and send individual notices to users via E-Mail. If a user has not provided contact information or has not modified it after the change, the individual notice is considered as having been given.

When the service provider announces or notifies changes to the terms and conditions, if the user does not agree to the revised terms, the user must discontinue using the service and should not continue to use it.

General Information

These terms and conditions constitute the entire agreement between the user and the service provider and applies to the use of the services provided by the service provider. It supersedes any previous versions of the terms and conditions related to the user's use of the service and the service provider. You may also be subject to additional terms of use that apply when you use or purchase specific services, affiliated services, or third-party content or software provided by the service provider.

To order and use the D'CENT Hardware Wallet from the D'CENT website, the user must be at least 20 years old (18 years old for Koreans) and have the legal capacity to sign the contract. Additionally, the user has the responsibility to determine and select products that suit their needs.

Applicable Law

Users and the service provider agree that their relationship is governed by the laws of the Republic of Korea, regardless of conflicts with legal provisions. Any disputes arising between the parties in connection with all claims, actions, causes of action, and contract terms shall be brought before the courts of the Republic of Korea.

Intellectual Property Rights and Trademarks

The service provider is the sole owner of all intellectual property rights related to the product (D'CENT) and the website and App. Any contents presented or made available by the service provider in the future, such as text, logos, images, digital downloads, and data compilations, are the property of IoTrust and are protected by Korean and international intellectual property law. IoTrust's and/or D'CENT trademarks and logos shall not be used for products or services that are not owned by the service provider, or in any way that could cause confusion in public or in any way that disparages or discredits the service provider. Accordingly, the user agrees not to reproduce, represent, extract, and use any or all of the service provider's trademarks, logos, website or product.

The service provider grants personal, non-transferable, non-exclusive, and worldwide license to use the software associated with the product. This license is exclusively intended to enable the user to use the product and benefit from the related features. The user shall not copy, modify, distribute, sell or rent any or all of the software that is part of D'CENT. Similarly, the user shall not decompile or attempt to extract the source code of such software, except in cases where the right to decompile is authorized by law and within the limits set by the law, or where the user has obtained written authorization from the service provider to do so. The foregoing does not apply to the use of open source software that is under open source license used by the product.

Use of the Service

The D'CENT Wallet is a self-custody, non-custodial wallet, allowing users to independently manage their cryptographic asset private keys. The wallet does not store users' private keys on the company's servers, and the D'CENT Wallet does not access the user's private key. The company provides users with a convenient and secure method to use and manage private keys derived from 24 recovery words.

The following services are provided to users:

• • Secure usage guidelines for safeguarding cryptographic assets with private keys.
• • Management of cryptographic asset accounts: wallet address generation, balance checking, and account details.
• • Sending/receiving cryptographic assets and reviewing transaction history.
• • D'CENT hardware firmware updates.
• • Installation and removal of device applications (bridge program) for updating D'CENT hardware (available at the D'CENT firmware update site: https://dcentwallet.com/support/FirmwareUpdate).
• • NFT management: viewing lists of owned NFTs, sending/receiving NFTs.
• • Browsing blockchain services through the DApp browser, adding favorites, and accessing third-party services via wallet connection.
• • Integration with third-party service providers offering cryptocurrency exchange, swapping, and purchase services.
• • Membership registration on the portal site (available at the D'CENT portal site: https://portal.dcentwallet.com/).

Supported Types of Cryptographic Assets

The D'CENT Wallet exclusively supports specific types of cryptographic assets. The list of supported cryptographic assets can be found on the D'CENT official website, and it is subject to change at the discretion of the service provider.

Service Availability

The service provider reserves the right to temporarily or indefinitely alter, update, or discontinue the service for various operations, including but not limited to firmware and software updates, maintenance, server modifications, bug fixes, and other tasks. Every reasonable effort will be made to avoid service disruptions. Advance notice will be provided for significant service interruptions.

In the event that the user encounters issues with the cryptographic assets they hold or if transactions on the cryptographic asset network are interrupted due to government policies or other equivalent reasons, the service provider may suspend the sending and receiving services for the cryptographic assets available to users. Advance notice will be provided for significant service interruptions.

The service provider does not guarantee proper functionality when users install or use programs or applications that do not adhere to the specifications and technical standards of the D'CENT Wallet.

In the event of service unavailability or temporary suspension, users have the option to recover their private keys at any time using the 24 recovery words with a compatible wallet.

Service Provider's Warranty and Disclaimer

The service provider will use reasonable technical measures and care to allow users to access the service in accordance with the current terms of use.

However, the service provider does not guarantee that access and functionality will not be interrupted or that there will be no delays, failures, errors, omissions, damage, or loss of transmitted information. The service is provided "as is," without any kind of warranty, whether explicit or implied, and is provided without any implied warranties of merchantability, reliability, or fitness for a particular purpose.

To the extent permitted by law, the service provider is not liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to property damage, data, and other intangible asset loss, arising from the following reasons:

(1) Loss due to the use or inability to use the service.

(2) Loss due to changes to the service or the temporary interruption or termination of the service.

(3) Loss due to user transmissions or unauthorized access to data or alteration of data.

(4) Loss due to deletion, damage, or storage and/or transmission failure of user transmissions or data, within or through the service.

(5) Other damages related to any issues with the service, including but not limited to the following circumstances:

• • Acts of God, war, natural disasters, or other uncontrollable situations.
• • Compliance with administrative measures and orders, whether factual or legal, by government agencies.
• • Service failures by telecommunications service providers, including facilities-based telecommunications business entity under the Telecommunications Business Act.
• • Service disruptions caused by defects in outsourced systems beyond the control of the service provider, or due to user-side causes.
• • Server disruptions due to sudden increases in website and app access, and other factors.
• • Network issues (e.g., Bitcoin network) of individual cryptocurrencies within the service and errors in API services (e.g., blockchain services).

Third-Party Services

The service provider may integrate and/or provide access to services offered by third parties. For instance, services involving the purchase, sale, and exchange of cryptocurrencies are third-party services. Users acknowledge that the service provider is not responsible for their use of third-party services and agree to be bound by the separate terms and conditions of these third-party services.

To facilitate easy reference, we have compiled a list of links to the terms of use for third-party services below. It is the user's responsibility to review and understand the applicable terms of use before using third-party services.

• • Moonpay
• • Simplex
• • Topper
• • Changelly
• • ChangeNow
• • 1inch

Disclaimer Regarding Third-Party Services

D'CENT shall not be responsible for any issues related to the content, accuracy, security, availability, performance, or operation of third-party services, or any problems arising from the use of third-party services. D'CENT does not guarantee that access to third-party services will not be interrupted or that there will be no delays, failures, errors, omissions, corruption, or loss of transmitted information, data, or funds. D'CENT disclaims any responsibility for such third-party services. Users agree that they assume all responsibility for the risks associated with the use of third-party services. It is the user's responsibility to review the terms and policies of third parties before using their services. Third-party services may not support all languages and may not be available or suitable in specific locations. If a user decides to use such third-party services, they are solely responsible for complying with applicable laws regarding the use of those services, including but not limited to blocking access to such third-party services, up to and including D'CENT Wallet, if the third-party partner does not comply with applicable laws. D'CENT retains the exclusive right to delay, remove, or cancel the availability of third-party services for any reason without prior notice.

Personal Information

Some third-party services may request or require access to the user's personal information. The processing of such personal information is subject to the privacy policy and best practices of the company providing the third-party service.

Issues Arising from Third-Party Services

Third-party services may not be adequately compatible with the user's software, D'CENT Wallet, or D'CENT devices. Since third-party services are not provided or operated by D'CENT, issues arising from third-party services may not be supported by the service provider. If you have questions or concerns about the operation of third-party services or require assistance, please contact the company providing the third-party service directly.

Decentralized Financial Applications

Certain third-party services may be operated by undisclosed entities but can be directly accessed by users through interaction with one or more programs (i.e., "smart contracts") deployed on the user's wallet and the blockchain network. By using these services, users can benefit from various services (e.g., cryptocurrency exchanges) without the need to disclose personal information to intermediaries.

By using such third-party services, users acknowledge that the use of these services may not be subject to the terms of service and may not be governed by any contractual relationship with the third party operating the service. If you decide to use such third-party services, you acknowledge that the service provider has no responsibility for any issues related to the use of those services, including potential financial losses.

Fees

When using specific third-party services, transaction fees and/or other charges imposed by the third-party service may apply. In addition to such fees, the service provider reserves the right to charge fees ("D'CENT Fees") for providing secure and seamless access through D'CENT Wallet to enable the use of third-party services. D'CENT Fees may be directly charged to the user or indirectly incurred by the user through payment by the third party to D'CENT, provided that it is already included in the third-party fees. In this case, the service provider will clearly display all applicable fees.

User Responsibility

The responsibility for using, storing, and backing up information and data related to cryptocurrency assets lies entirely with the user. The user is solely responsible for maintaining the confidentiality of their personal information (password, recovery words, PIN code, and biometric data, among other confidential information for asset protection). The user agrees to protect their personal access to their accounts while using the products and services, and this applies to their computers, phones, and other devices. To the extent permitted by law, the user agrees to be responsible for all activities performed on their accounts. The user must take the necessary steps to ensure that own personal information is kept confidential.

As the service provider operates a non-custodial service and does not store or have access to the user's cryptocurrency or private keys. The service provider cannot access or store passwords, recovery words, PIN codes, biometric data, or any other credentials associated with the user's service usage. The service provider cannot provide assistance in recovering user credentials.

Therefore, it is the user's sole responsibility to remember, store, and secure their credentials in a safe place that is not easily accessible to others. If a third party gains knowledge of any of the user's recovery words, PIN, biometric data, or password, they may gain control over the private key associated with the D'CENT wallet and potentially steal cryptocurrency assets. In such cases, the user and the service provider may not be able to recover the stolen cryptocurrency assets.

When using the D'CENT app to send and receive cryptocurrency, the user must accurately verify the type of cryptocurrency and the address. In the event of an erroneous transfer, the service provider is not liable for any damages or recovery support unless the service provider, at its reasonable discretion, determines that recovery support for the erroneous transfer is technically and economically feasible. In such cases, the service provider will inform the requesting user in advance and may charge a reasonable recovery cost.

Notice to the Users

The primary communication channel with service users is through the buyer's email information during the product purchase process. In the case of notifications to an unspecified group of users, the service provider may choose to post the notification on the "D'CENT website," D'CENT app, or D'CENT's official SNS channels (https://linktr.ee/DCENTwallet) for a period of more than one week instead of individual notifications. However, for matters that significantly impact user transactions, individual notifications will be made when personal information such as email and contact details is available.

Violations

Please report any and all violations of these terms and conditions to IoTrust as follows:

IoTrust Co., Ltd
747, Seolleung-ro, Gangnam-gu, Seoul, 06056, Korea
Email: contact@iotrust.kr

The End.

Please read the following terms and conditions carefully. By accessing or using our websites and App services, you hereby agree to be bound by the terms and all other terms incorporated herein by reference. If you do not expressly agree with all of the terms and conditions, then please do not access or use our websites or App services. These terms and conditions were first applied on October 15, 2018 and current terms and conditions are effective from January 19, 2022.

Acceptance of Terms and Conditions

The following terms and conditions are legally binding agreement that shall govern the relationship with end users (purchasers) and others which may interact or interface with IoTrust Co., Ltd, also known as IoTrust in association with the use of the D'CENT website (https://dcentwallet.com) and App, which includes App services and using products.

General Information

These terms and conditions constitute the entire agreement between end users (purchasers) and IoTrust and shall govern the use of IoTrust's services, superseding any prior version of these terms and conditions between end users (purchasers) and us with respect to IoTrust's services. You may also be subject to additional terms and conditions that may apply when you use or purchase certain other IoTrust's services, affiliate services, or third-party content or software.

To order and use D'CENT Hardware wallet, end users (purchasers) must purchase from D'CENT online mall and have to be at least 20 years old (in case of Korean citizens, 18 years old) and have the legal capacity to sign the contract. And it is end users' (purchasers') responsibility to determine and select the product that suits their needs.

Applicable Law

It is at the mutual agreement of both end users and IoTrust with regard to the terms and conditions that the relationship between the parties shall be governed by the laws of the Republic of Korea without regard to its conflict of law provisions and that any and all claims, causes of action, and/or disputes arising out of or relating to the terms and conditions, or the relationship between end users and IoTrust shall be filed within the courts in the Republic of Korea. Any dispute relating to the application or interpretation of these terms and conditions which cannot be solved amicably will be brought before the court with material and territorial jurisdiction in accordance with the legal and regulatory provisions in force unless you have the quality of merchant. In the latter case, the parties agree to submit their dispute to the commercial court of the Republic of Korea.

Intellectual Property Rights and Trademarks

IoTrust is the sole owner of all intellectual property rights related to the product (D'CENT) and the website and App. Any contents presented or made available by IoTrust in the future, such as text, logos, images, digital downloads, and data compilations, are the property of IoTrust and are protected by Korean and international intellectual property law. IoTrust's and/or D'CENT trademarks and logos shall not be used for products or services that are not owned by IoTrust, or in any way that could cause confusion in public or in any way that disparages or discredits IoTrust. Accordingly, you agree not to reproduce, represent, extract, and use any or all of IoTrust's trademarks, logos, website or product.

IoTrust grants personal, non-transferable, non-exclusive, and worldwide license to use the software associated with the product. This license is exclusively intended to enable end users (purchasers) to use the product and benefit from the related features. End users (purchasers) shall not copy, modify, distribute, sell or rent any or all of the software that is part of D'CENT. Similarly, you shall not decompile or attempt to extract the source code of such software, except in cases where the right to decompile is authorized by law and within the limits set by the law, or where you have obtained written authorization from IoTrust to do so. The foregoing does not apply to the use of open source software that is under open source license used by the product.

Limited Warranty

IoTrust warrants to end users (purchasers) that its products, excluding content and/or software supplied with or on the product, will be free from material defects in manufacture, will confirm to IoTrust's published product specifications and be fit for normal use during the applicable warranty period commencing on the date of purchase. The applicable warranty period shall be ONE YEAR from the date of purchase.

To make a warranty claim, please contact IoTrust at contact@iotrust.kr within the warranty period and provide the receipt (showing purchasing price, purchasing date, place of purchase, name of the reseller, and the product name, type, and number). You may return the product by following the guidelines listed. For further information, see www.dcentwallet.com

IoTrust may have an option to repair the product or provide you with an equivalent product; and, if unable to repair or replace the product, will refund the purchase price. Neither IoTrust nor any parent company, officer, director, member, shareholders agent, employee or joint venture of IoTrust shall be liable for any direct, indirect, consequential, incidental or special damages whatsoever, including without limitation, business interruption, extra expense, loss of profits, loss of property (for purpose of this warranty, the term "property" shall specifically include any Bitcoin or any other form of crypto-currency/property stored or maintained on the product), loss of use property, delay or damages consequential upon delay, and/or loss of use of property, or for damage caused by improper use (including use in an incompatible device and use not in accordance with the instructions) or by improper installation, unprofessional repair, modification or accident, whether resulting from negligence, breach of contract, failure of essential purpose or otherwise, and even if the possibility of such is or was foreseeable by end users (purchasers), IoTrust or any other person or entity.

To the extent permitted by applicable law, this warranty does not apply to:

• • Damage or loss of product caused by acts of nature including, but not limited to, floods, storms, fires, and earthquakes
• • Damage caused by the operator's error or non-compliance with the instructions specified in the manuals provided or posted at website
• • Damage resulting from accident, abuse, misuse, neglect, improper handling or improper installation
• • Damage or loss of product caused by undue physical or electrical stress, including, but not limited to, moisture, corrosive environments, high voltage surges, extreme temperatures, shipping or abnormal working conditions
• • Damage or loss of data caused by improper usage and behavior which is not recommended and/or permitted in the product documentation
• • Normal wear and tear
• • Alterations by persons other than IoTrust, associated partners or authorized service facilities
• • Counterfeit products
• • Products on which the original software has been replaced or modified by persons other than IoTrust, associated partners or authorized service facilities
• • Damage or loss of data due to interoperability with current and/or future versions of the operating system, software and/or hardware
• • Failure of the product caused by usage of the products not supplied by IoTrust

For purpose of this agreement, the foregoing types of excluded damage shall include any cost arising out of a product recall. This constitutes IoTrust's entire liability, which will never exceed the price you have paid for it, plus the necessary costs you have spent for the warranty claim. IoTrust disclaims all express and implied warranties to the fullest extent permitted by law. If IoTrust cannot disclaim implied warranties under the applicable law, then to the extent possible, such implied warranties are limited to the duration of the express warranty. The warranty duration on any replaced product will be that portion of the warranty period remaining on your original product.

Refund and Product Exchange Policy

Our policy is to inspect all returned products when they arrive at our processing facilities.

Refund

In order to obtain refund, end users (purchasers) must initiate a product return request to contact@iotrust.kr, within 14 days upon the delivery of the product. For a refund to be fulfilled, the product(s) must be returned unused and sealed in the original package with all original materials provided in their complete condition including the receipt that shows the purchasing date and price as well as seller's name. In case end users (purchasers) receive any points and/or discount coupons during the purchasing process, given points and/or coupons shall be returned to IoTrust and/or issuer. Upon internal inspection is completed, IoTrust will issue a refund minus the shipping charges ($30 for U.S. shipping), tariff, local tax, payment processing fee and transaction charge (i.e. Payment Gateway charge, GAS fee of transaction when payment was made by cryptocurrency)

Also, end users (purchasers) are entitled to receive a full refund in case of canceling the order before ordered item is confirmed to be shipped. However, any charges would occurred from order cancellation (i.e. bank transfer charge, GAS fee in cryptocurrency transfer) will be minus from total refund amount. And if product is opened and/or unsealed, or security tag is removed or broken, end users (purchasers) cannot receive refund.

Product Exchange (Replacement)

If the delivered product is damaged or defective at the time of its receipt, end users (purchasers) may return it in order to get a replacement of the product. In case of product exchange (replacement), the limited warranty period shall not be changed from original product purchasing date. End users (purchasers) also need to submit the receipt that shows the purchasing date and price, seller's name, and product serial number, and the shipping charge will be borne by the sender (end users/purchasers). Lastly, IoTrust and our subsidiaries, affiliates, officers, employees, agents, partners, and licensors shall not be liable to you for any data loss or damage, and end users (purchasers) shall be responsible for all data including private keys and cryptocurrencies etc. on the product.

Member's Responsibility for His/Her Account

A member shall be responsible for all disadvantages and/or damages caused by inappropriate administration and/or negligence of handling information related to his/her account, such as the ID and password, and fraudulent use by a third party etc. However, if disadvantages and/or damages caused by IoTrust (Company), Company shall bear the responsibility.

In case a member recognizes that information related to his/her account is stolen or used by a third party, he/she shall immediately take measures such as changing the password and inform Company for further instructions.

Membership Registration

To register membership of the "D'CENT Online Mall" or "D'CENT App", he/she shall fill in the registration form and agree with these terms and conditions. "D'CENT Online Mall" or "D'CENT App" shall accept such registration request except for the following cases:

• • If the applicant has lost membership previously; or
• • If there is any false, missing and/or missing information in the registration details or
• • If it is judged that registering as a member is significantly disrupted by the technology of the "D'CENT Online All" or "D'CENT App"

Upon completion of signing up for a membership contract, "D'CENT Online Mall" or "D'CENT App" shall send approval notice to the applicant.

Withdrawal of Members' Accounts and Disqualification of Membership

A member may withdraw his/her account at any time, and "D'CENT Online Mall" or "D'CENT App" shall immediately suspend, terminate, discontinue, and limit such account.

Company shall not store any information (including IDs, passwords and other information) related to members' accounts at the premises, and such information shall be deleted permanently when a member withdraws his/her account. Company may terminate, discontinue, suspend and/or limit of a member's account if the member;

• • Registers false information
• • Disseminates any program and/or virus that causes malfunction and destruction of IT systems and/or equipment
• • Violates e-Commerce rules and regulations including interfering with other members' use of "D'CENT Online Mall" or "D'CENT App" and/or stealing other member's information, etc.
• • Performs any actions through and/or at "D'CENT Online Mall" or "D'CENT App" in violation of its terms and conditions as well as any public order and standards of decency
• • Once member's account is limited and/or suspended, Company may terminate the account permanently if end users (purchases) repeat the same or similar cases more than two times or are not taking corrective actions within 30 days (from the date of notice from Company)
• • Once a member account is disqualified, Company may terminate the account accordingly. But Company shall notice its decision to end users (purchasers) before it terminates the account, and end users (purchasers) shall be given a chance to explain and/or clarify.

Notice to Members

The primary communication channel with registered members shall be e-mail address that was registered during the signing-up process.

In case any information needs to be disseminated and/or any announcement needs to be made to the public including unspecified users, Company shall post such information on D'CENT web-site (https://dcentwallet.com) or Notice at D'CENT App for more than one week (at the minimum). And Company shall make individual notices about matters that could have an impact and/or effect on a member's own transactions.

IoTrust's Liability

To the fullest extent permitted by law, IoTrust shall not be liable for any punitive, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages which may be related to the loss of any profits, goodwill, use, data and/or other intangible losses.

In the event of damage to the user due to the following reasons, the service provider shall not be responsible for the damage if it proves that the necessary administrator has take then necessary precautions to prevent the user's damage.

• • In case of unavoidable circumstances such as war, disaster, natural disaster, or equivalent national emergency.
• • In case of the government agency complies with administrative dispositions and orders, etc, in fact or in law.
• • In case of service failure of telecommunication service providers including infrastructure service providers according to the Telecommunications Business Act.
• • In case the service fails due to a defect in the outsourcing system that the service provider can not manage or a reason attributable to the user.
• • In case of server failure due to instantaneous increase in website and App access.
• • In the event of a failure or error in the network (e.g., Bitcoin network) and API service (e.g., blockchain service) of each virtual asset within the service.

"Necessary administrator attention" in above refers to the following cases.

1. 1. Appointment and management of information protection officer
2. 2. Education about information security
3. 3. Computer room (a place where computer equipment, communication and security equipment that are necessary for cryptocurrency transactions, which is the essential business of a service provider or where important information is stored), facilities in the building where the computer room is located, information protection system (information in information processing system) hardware used in the information technology sector, including equipment and programs to protect information, etc.) and information processing systems (virtual asset transfer services), and software and related equipment.
4. 4. Encryption key management (Private key for signing necessary to prove the right for ownership of cryptocurrencies)
5. 5. Establishment of information security incident response plan
6. 6. Inspection of information protection periodic measures and security incident response measures
7. 7. Matters stipulated to be observed by cryptocurrencies handlers in other information protection-related laws

Liability of the End Users (Purchasers)

You are solely responsible for the way you use, store, and back-up your information and data relating to your cryptocurrencies in connection with the products. You are solely responsible for maintaining the confidentiality of your personal data in general (usernames, recovery words, PIN codes, and bio-data) any means to secure your personal access to your accounts while using the products or services as well as restriction on access to your computer and other equipment, and to the extent permitted by applicable law, you agree to be responsible for all activities that have been conducted from your account. You must take necessary steps to ensure that your personal data remains confidential and secured.

When sending and receiving cryptocurrencies using the D'CENT App, users must accurately check and input the asset type and address of the cryptocurrencies. In the event of an error in remittance, the service provider shall not be liable for any damages, recovery support, etc. unless the service provider is intentionally or negligent. However, if the company has a reasonable judgment that the recovery support is technically and economically possible for the wrong remittance, the service provider may support the recovery of the wrong remittance case and recovery fee may be charged.

End of cryptocurrencies transfer service support

In the event that there is a defect in the cryptocurrencies itself stored by the user, the transaction of the cryptocurrencies is stopped, or a government policy such as a supervisory authority or other reasons corresponding thereto occur, the sending and receiving service for the cryptocurrencies available to the user may be terminated. can. However, service providers may support users to transfer cryptocurrencies to other personal wallets they own at least 30 days prior to the notification of the end of support.

Violations

Please report any and all violations of these terms and conditions to IoTrust as follows:

IoTrust Co., Ltd
747, Seolleung-ro, Gangnam-gu, Seoul, 06056, Korea
Email: contact@iotrust.kr

The End.

Hello, this is IoTrust Co., Ltd, a creator of D'CENT wallets.

Starting from May 20, 2026, please be noted that there are changes at Terms and Conditions.

Please check new Terms and Conditions in below

Reasons for changes

Amended Terms and Conditions have been changed for the following reason.

• • Expansion of service platforms provided through the D'CENT App (mobile app, web/hybrid app, browser extension)
• • Addition of service categories and items following the expansion of provided services
• • Addition of applicable provisions regarding users' obligations related to SSO login usage

Changes

[Terms and Conditions] Introduction

Before changes

These terms and conditions are effective from November 20, 2025.

After changes

These terms and conditions are effective from May 20, 2026.

Acceptance of Terms and Conditions

Before changes

The following terms of conditions constitutes a legally binding agreement that governs the relationship between the user (hereinafter referred to as the "User") and IoTrust Co., Ltd. (hereinafter referred to as the "Service Provider"), pertaining to the use of all services (hereinafter referred to as the "Services") provided through the D'CENT app service, or any interaction between the User and the Service Provider, or any potential interactions involving other individuals in connection with the Services.

After changes

The following Terms and Conditions constitute a legally binding agreement governing the relationship between the user (hereinafter referred to as the "User") and IoTrust Co., Ltd. (hereinafter referred to as the "Service Provider") in connection with the use of all services provided through the D'CENT app — including the mobile app, web/hybrid app, and browser extension (hereinafter collectively referred to as the "Services") — as well as any interaction between the User and the Service Provider, or any potential interactions involving other individuals in connection with the Services.

Use of the Service

Before changes

• • Secure usage guidelines for safeguarding cryptographic assets with private keys.
• • Management of cryptographic asset accounts: wallet address generation, balance checking, and account details.
• • Sending/receiving cryptographic assets and reviewing transaction history.
• • D'CENT hardware firmware updates.
• • Installation and removal of device applications (bridge program) for updating D'CENT hardware (available at the D'CENT firmware update site: https://dcentwallet.com/support/FirmwareUpdate ).
• • NFT management: viewing lists of owned NFTs, sending/receiving NFTs.
• • Browsing blockchain services through the DApp browser, adding favorites, and accessing third-party services via wallet connection.
• • Integration with third-party service providers offering cryptocurrency exchange, swapping, and purchase services.
• • Membership registration on the portal site (available at the D'CENT portal site: https://portal.dcentwallet.com/ ).

After changes

• • Secure usage guidelines for safeguarding cryptographic assets with private keys.
• • Management of cryptographic asset accounts: wallet address generation, balance checking, and account details.
• • Sending/receiving cryptographic assets and reviewing transaction history.
• • D'CENT hardware firmware updates.
• • Installation and removal of device applications (bridge program) for updating D'CENT hardware (available at the D'CENT firmware update site: https://store.dcentwallet.com/pages/firmwareupdate).
• • NFT management: viewing lists of owned NFTs, sending/receiving NFTs.
• • Browsing blockchain services through the DApp browser, adding favorites, and accessing third-party services via wallet connection.
• • Integration with third-party service providers offering cryptocurrency exchange, swapping, purchasing, and related services.
• • Membership registration on the portal site (available at the D'CENT portal site: https://portal.dcentwallet.com/).
• • Provision and curation of cryptocurrency-related information provided by third-party service providers.
• • Provision of smart money signal analysis and themed digital asset discovery services.
• • Provision of market information reflecting community reactions, original source links, and related references.
• • Notification services related to cryptocurrency assets held by the user or designated as assets of interest by the user.

User Responsibility

Before changes

The responsibility for using, storing, and backing up information and data related to cryptocurrency assets lies entirely with the user. The user is solely responsible for maintaining the confidentiality of their personal information (password, recovery words, PIN code, and biometric data, among other confidential information for asset protection). The user agrees to protect their personal access to their accounts while using the products and services, and this applies to their computers, phones, and other devices. To the extent permitted by law, the user agrees to be responsible for all activities performed on their accounts. The user must take the necessary steps to ensure that own personal information is kept confidential.

As the service provider operates a non-custodial service and does not store or have access to the user's cryptocurrency or private keys. The service provider cannot access or store passwords, recovery words, PIN codes, biometric data, or any other credentials associated with the user's service usage. The service provider cannot provide assistance in recovering user credentials.

Therefore, it is the user's sole responsibility to remember, store, and secure their credentials in a safe place that is not easily accessible to others. If a third party gains knowledge of any of the user's recovery words, PIN, biometric data, or password, they may gain control over the private key associated with the D'CENT wallet and potentially steal cryptocurrency assets. In such cases, the user and the service provider may not be able to recover the stolen cryptocurrency assets.

When using the D'CENT app to send and receive cryptocurrency, the user must accurately verify the type of cryptocurrency and the address. In the event of an erroneous transfer, the service provider is not liable for any damages or recovery support unless the service provider, at its reasonable discretion, determines that recovery support for the erroneous transfer is technically and economically feasible. In such cases, the service provider will inform the requesting user in advance and may charge a reasonable recovery cost.

After changes

The responsibility for using, storing, and backing up information and data related to cryptocurrency assets lies entirely with the user. The user is solely responsible for maintaining the confidentiality of their personal information (password, recovery words, PIN code, and biometric data, among other confidential information for asset protection). The user agrees to protect their personal access to their accounts while using the products and services, and this applies to their computers, phones, and other devices. To the extent permitted by law, the user agrees to be responsible for all activities performed on their accounts. The user must take the necessary steps to ensure that own personal information is kept confidential.

As the service provider operates a non-custodial service and does not store or have access to the user's cryptocurrency or private keys. The service provider cannot access or store passwords, recovery words, PIN codes, biometric data, or any other credentials associated with the user's service usage. The service provider cannot provide assistance in recovering user credentials.

Therefore, it is the user's sole responsibility to remember, store, and secure their credentials in a safe place that is not easily accessible to others. If a third party gains knowledge of any of the user's recovery words, PIN, biometric data, or password, they may gain control over the private key associated with the D'CENT wallet and potentially steal cryptocurrency assets. In such cases, the user and the service provider may not be able to recover the stolen cryptocurrency assets.

When using the D'CENT app to send and receive cryptocurrency, the user must accurately verify the type of cryptocurrency and the address. In the event of an erroneous transfer, the service provider is not liable for any damages or recovery support unless the service provider, at its reasonable discretion, determines that recovery support for the erroneous transfer is technically and economically feasible. In such cases, the service provider will inform the requesting user in advance and may charge a reasonable recovery cost.

For matters regarding the obligations of the "User" that are not specified in these Terms and Conditions, the provisions relating to user obligations set forth in the WEPIN Wallet Terms and Conditions for SSO login services shall apply mutatis mutandis.

The End.

Hello, this is IoTrust Co., Ltd, a creator of D'CENT wallets.

Starting from November 20, 2025, please be noted that there are changes at Terms and Conditions.

Please check new Terms and Conditions in below

Reasons for changes

Amended Terms and Conditions have been changed for the following reason.

• • Deleted third-party service OKX Swap / Cross Chain
• • Added third-party service Exolix, Sushi Swap, Swap Scanner, Butter Swap, Doppler Finance

Changes

[Terms and Conditions] Introduction

Before changes

These terms and conditions are effective from October 3, 2024.

After changes

These terms and conditions are effective from November 20, 2025.

Third-Party Services

Before changes

• • Moonpay
• • Simplex
• • Topper
• • Changelly
• • ChangeNow
• • 1inch
• • OKX Swap /Cross Chain

After changes

• • Moonpay
• • Simplex
• • Topper
• • Changelly
• • ChangeNow
• • 1inch
• • Exolix
• • Sushi Swap
• • Swap scanner
• • Butter Swap
• • Doppler Finance

The End.

Hello, this is IoTrust Co., Ltd, a creator of D'CENT wallets.

Starting from October 3, 2024, please be noted that there are changes at Terms and Conditions.

Please check new Terms and Conditions in below

Reasons for changes

Amended Terms and Conditions have been changed for the following reason.

• • Added third-party service Topper, OKX Swap / Cross Chain

Changes

[Terms and Conditions] Introduction

Before changes

These terms and conditions were first applied on October 15, 2018 and current terms and conditions are effective from December 11, 2023.

After changes

These terms and conditions are effective from October 3, 2024.

Third-Party Services

Before changes

• • Moonpay
• • Simplex
• • Changelly
• • ChangeNow
• • 1inch

After changes

• • Moonpay
• • Simplex
• • Topper
• • Changelly
• • ChangeNow
• • 1inch
• • OKX Swap / Cross Chain

Notice to the Users

Before changes

The primary communication channel with service users is through the buyer's email information during the product purchase process. In the case of notifications to an unspecified group of users, the service provider may choose to post the notification on the "D'CENT website," D'CENT app, or D'CENT's official SNS channels (https://linktr.ee/DCENTwallet) for a period of more than one week instead of individual notifications. However, for matters that significantly impact user transactions, individual notifications will be made when personal information such as email and contact details is available.

After changes

The primary communication channel with service users is through the buyer's email information during the product purchase process. In the case of notifications to an unspecified group of users, the service provider may choose to post the notification on the "D'CENT website," D'CENT app, or D'CENT Official Website(https://www.dcentwallet.com/) for a period of more than one week instead of individual notifications. However, for matters that significantly impact user transactions, individual notifications will be made when personal information such as email and contact details is available.

Violations

Before changes

Please report any and all violations of these terms and conditions to IoTrust as follows:

IoTrust Co., Ltd
747, Seolleung-ro, Gangnam-gu, Seoul, 06056, Korea
Email: contact@iotrust.kr

After changes

Please report any and all violations of these terms and conditions to IoTrust as follows:

IoTrust Co., Ltd
Email: contact@iotrust.kr

The End.